Blogs · MSME & Finance
MSME finance, funding and business compliance
Compliance is only half of what decides whether a small business survives its growth. The other half is money — whether the books are close enough to reality to borrow against, whether a scheme you qualify for is one you have actually applied to, and whether the customer who owes you ninety days of working capital is legally obliged to pay in forty-five.
These posts cover the commercial side: the MSME 45-day payment rule under section 43B(h) and what it does to your buyers, the revised Udyam classification limits, the central schemes worth the paperwork, what a bank actually reads in your file, and the bookkeeping habits that make all three easier.
Also here: the DPDP Act, which is not a finance topic but lands on the same desk — every business holding customer data now has obligations, and most MSMEs have not been told what they are.
Articles in MSME & Finance
Funding · 8 min · Updated Jul 2026
How to get a business loan as an MSME: improving your credit profile and choosing the right scheme
What lenders actually look at, how to strengthen your credit profile, and how to choose between collateral-free schemes and regular term loans.
Finance · 7 min · Updated Jul 2026
Bookkeeping and accounting basics every founder should know (and when to outsource)
The records to maintain, the concepts worth understanding, the common mistakes that create risk, and when it makes sense to hand bookkeeping over.
Compliance · 7 min · Updated Jul 2026
The MSME 45-day payment rule (Section 43B(h)) and what it means for your cash flow
A change in the Income Tax Act ties your expense deduction to paying small suppliers on time. What the 45-day rule means whether you are the buyer or the supplier.
DPDP · 7 min · Updated Jul 2026
DPDP Rules 2025: what the new data-protection law means for your business
The DPDP Rules were notified in November 2025 with a phased rollout. Consent, breach notification, data retention and the practical steps for Indian MSMEs.
MSME · 6 min · Updated Jun 2026
MSME reforms 2025: revised limits, Udyam and bigger credit cover
From April 2025 the investment and turnover limits were raised sharply. See the new Micro, Small and Medium thresholds and why re-registering matters.
Funding · 9 min · Updated Jul 2026
Government funding schemes every Indian MSME should know in 2025
Mudra, CGTMSE, PMEGP, Stand-Up India, PM Vishwakarma and more — a plain-English guide to which scheme fits your business and how to apply.
Finance · 8 min · Updated Jul 2026
How global conflict affects Indian MSME finance — and how to protect your business
Oil prices, the rupee, supply chains and interest rates: a practical look at how geopolitical shocks reach a small Indian business, and how to stay resilient.
Compliance · 9 min · Updated Jul 2026
A founders compliance calendar: GST, ITR, TDS and ROC deadlines
A practical compliance calendar covering recurring GST, TDS, income tax and ROC deadlines through the year so nothing slips and you avoid late fees.
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