Tools
Advance Tax Calculator FY 2026-27
The four instalments and their dates from your estimated tax, and what missing one costs under section 234C.
Inputs
Use the income tax calculator for this figure.
Net tax after TDS / TCS
₹4,00,000
Instalments
4
Threshold
₹10,000
Payment schedule for FY 2026-27
| Due date | Cumulative | Pay by this date | Amount now |
|---|---|---|---|
| 15 June 2026 | 15% | ₹60,000 | ₹60,000 |
| 15 September 2026 | 45% | ₹1,80,000 | ₹1,20,000 |
| 15 December 2026 | 75% | ₹3,00,000 | ₹1,20,000 |
| 15 March 2027 | 100% | ₹4,00,000 | ₹1,00,000 |
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or message us on WhatsApp instead →Frequently asked
Who has to pay advance tax?+
Anyone whose tax for the year, after TDS and TCS, comes to ₹10,000 or more — salaried people with other income, freelancers, businesses, landlords, investors with capital gains. A resident senior citizen with no income from business or profession is exempt, whatever the amount.
What are the FY 2026-27 due dates?+
15 June 2026 for 15% of the year’s tax, 15 September for 45% cumulative, 15 December for 75% cumulative and 15 March 2027 for the full 100%. Anything paid by 31 March 2027 still counts as advance tax for the year.
I am on presumptive income under 44AD or 44ADA — do the four dates apply?+
No. Presumptive taxpayers pay the whole amount in one instalment by 15 March. Tick the presumptive box above to see that single figure. Under the Income-tax Act 2025 the presumptive scheme sits in section 58, but the rule is the same.
How is section 234C interest worked out?+
Simple interest at 1% a month on the shortfall against each instalment: three months for the June, September and December instalments and one month for March. No interest is charged on the June or September instalment if at least 12% or 36% respectively was paid by then. Section 234C is section 425 of the Income-tax Act 2025.
What about section 234B?+
That is separate: if less than 90% of your total tax is paid as advance tax by 31 March, interest of 1% a month runs on the balance from 1 April until you pay. This tool estimates 234C only; pay the fourth instalment in full to avoid both.
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