Tools
CTC to In-Hand Calculator
See how much of your CTC actually reaches your bank account each month.
Inputs
Monthly in-hand
₹90,200
Annual in-hand
₹10,82,400
Income tax (yr)
₹0
| Cost to company | ₹12,00,000 |
| Basic salary | ₹4,80,000 |
| Employer EPF (in CTC) | ₹57,600 |
| Gross pay | ₹11,42,400 |
| Employee EPF | ₹57,600 |
| Professional tax | ₹2,400 |
| Income tax (new regime) | ₹0 |
Indicative estimate for FY 2025-26 (new regime, 75,000 standard deduction). Actual figures depend on your salary structure, allowances and state professional tax.
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