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Who we help · Investors & traders

Tax and compliance for investors & traders

Capital gains computed from your broker and fund statements, F&O treated as the business income it is, and the tax-audit question answered before the department asks it.

Selling shares, units or a flat produces capital gains that the AIS already reports to the department, often with a cost figure that is wrong. Trading F&O or intraday is business income, not capital gains, and the turnover rules decide whether you need a tax audit.

We compute gains from your actual statements, apply the 54, 54F and 54EC exemptions where they fit, set losses off and carry them forward, and file ITR-2 or ITR-3 depending on what you actually did. Traders get the audit question settled in advance.

What you need handled

  • Gains computed from statements

    Broker P&L, fund capital-gain statements and property deeds, not the AIS estimate. Grandfathered cost for pre-2018 holdings applied.

  • F&O as business income

    Turnover computed the way the audit rules read it, expenses claimed, ITR-3 filed. Losses carried forward for eight years.

  • Property sale exemptions

    54 on a house, 54F on other assets, 54EC bonds within six months. The timing decides the exemption.

  • Loss set-off and carry-forward

    Short-term against any gain, long-term only against long-term, and only if the return is filed on time.

Services and published prices

Every price below is the one on the service page. No quote call needed to see it.

Free tools for investors & traders

Read before you file

Frequently asked

Is F&O income capital gains?+

No. Derivatives trading is non-speculative business income, reported on ITR-3 with expenses claimed against it. Intraday equity is speculative business income. Delivery-based investing is capital gains.

Do traders need a tax audit?+

It depends on turnover and on whether you declare profit below the presumptive 6% or 8%. Above ₹10 crore of turnover with mostly digital transactions, audit is mandatory. Our tax audit checker walks through the thresholds.

How are equity mutual fund gains taxed?+

Short-term (held one year or less) at 20%, long-term at 12.5% above the ₹1.25 lakh annual exemption, for transfers on or after 23 July 2024. Debt funds bought after 1 April 2023 are taxed at slab rates regardless of holding period.

Can I carry forward a trading loss?+

Non-speculative business losses carry forward for eight years and speculative losses for four, but only if the return is filed by the due date. A belated return forfeits the carry-forward.

I sold a flat. How do I avoid the tax?+

Reinvest the gain in one residential house within the section 54 window, or up to ₹50 lakh in 54EC bonds within six months of the sale. Whether indexation is available depends on when you bought; we compute both routes.

Three promises, in writing

Our error, our fix

If a mistake is ours, rectification and the revised filing are free — no debate.

Late fee on us

If a filing is delayed on our side, we bear the government late fee. Written into the engagement letter.

Notice support included

Replies to GST and income-tax notices on filings we did — covered, 48-hour first response.

Ready when you are, investors & traders included.

Send what you have. We tell you what is missing, what it costs, and when it will be filed.

  • Reply within one working hour on WhatsApp
  • Fixed monthly fee, agreed before any work starts
  • No lock-in — month to month, 15 days’ notice

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